Reserve A+ Rate - Reserve Your Rate While You Shop For A New Home

There's no perfect time to lock a loan!  If I could predict the future, I more than likely would be sitting on a beach somewhere enjoying the ocean breeze, a drink by my side, and enjoying a good book.

The vast majority of homebuyers wait until they have a ratified contract to lock in their loan.  Borrowers typically wait because they don't know how many days it will take to find a home and have an offer accepted. They worry that by locking in too early, they may miss the opportunity for a better rate before they complete a purchase.  Dealing with your largest monthly expense for the next 10 or more years is a challenge that everyone needs to make sure their budgets can afford.

What if I can tell you that here at Midwest Mortgage Capital – we can put your worries behind you?  For the past nine months, we have seen interest rates increase.  There has been so many peaks and valleys, that it has been frightening to figure out what to do.  We have heard and seen the news that the economy is improving - at what pace is still the debate.  With this improvement, we have seen our mortgage rates increase.

Here at Midwest Mortgage Capital want to limit your exposure to the volatile mortgage interest rate markets by stabilizing or “reserving” a predetermined interest rate for a fixed period of 30 days while you shop for the purchase of a new home.  The process is simple.  Most people today have a better chance on negotiating a contract once they are “Pre-Approved”.  This process can take as little as 15 minutes.  To qualify for “ReserveARate”, there is one more step that takes approximately 24-48 hours to complete.  

The main reason to do it with Midwest Mortgage Capital is that we can take the worry out of the equation by “reserving” your rate for the next 30 days at no cost to you while you look for your new home.  The only stipulation is that you must have a completed negotiated contract within the 30 days, and close within 60 days when you reserved your rate.

Give me a call at 314-744-7806, or visit my website and hit the “Apply” button to get started.  Follow the link below:

ReserveARate